Privacy Policy

Last Updated: June 18, 2026

At USB Apply (“we,” “our,” or “us”), we are committed to protecting your privacy and safeguarding the personal and business information you provide through our website.

Information We Collect

When you submit an application or contact us through our website, we may collect:

  • Business name and contact information
  • Business address and phone number
  • Email address
  • Banking information
  • Federal Tax ID (EIN) or Social Security Number (SSN)
  • Owner and officer information, including name, date of birth, and ownership details
  • Any additional information voluntarily provided through forms or communications

How We Use Your Information

We use the information collected to:

  • Process merchant account applications
  • Verify identity and business information
  • Communicate regarding your application
  • Provide payment processing and related services
  • Comply with legal and regulatory requirements
  • Improve our services and customer experience

Information Sharing

We do not sell, rent, or trade your personal information. We may share your information with:

  • Payment processors and acquiring banks
  • Financial institutions involved in application review
  • Service providers assisting with business operations
  • Government agencies or regulators when required by law

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet is completely secure.

Cookies and Website Analytics

Our website may use cookies and similar technologies to enhance user experience, analyze website traffic, and improve our services.

Data Retention

We retain your information only as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by applicable laws and regulations.

Your Rights

Depending on your location and applicable laws, you may have rights regarding access to, correction of, or deletion of your personal information. To exercise these rights, please contact us.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites.

Children’s Privacy

Our services are intended for business owners and individuals over the age of 18. We do not knowingly collect information from children.

Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated effective date.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us.